我国中小企业国际贸易融资的现状与展望

The Current Situation and Prospects of International Trade Financing of Small and Medium-sized Enterprises in China

我国中小企业已成为外贸领域中一支重要的力量,融资难是目前中小企业外贸业务发展的主要障碍。本文主要对银行和中小企业在国际贸易方面存在的主要特点和融资方面存在的主要问题进行了分析,同时参考一些国际先进的促进中小企业发展的融资方式,以找出研究解决中小企业融资难的对策,指出中小企业国际贸易融资的发展方向。

Small and medium-sized enterprises has become a major force in international trade sector, but the finan- cing problem restricts the development of SMEs. With the reference of international financing means of SMEs, the paper analyzes the characteristics of banks and SMEs in international trade and financing problem, so as to give suggestions for the financing problem and point out the developing orientation of international trade financing of SMEs.