我国商业银行网上银行业务发展对策浅析

On the Developing Strategy of E-Bank Business in the Commercial Banks in China

随着计算机技术和通信技术的日新月异,网络已成为人类生活中不可或缺的重要元素。对我国商业银行而言,大力发展作为绿包金融服务的网上银行是经济的。本文概述了现阶段我国商业银行网上银行业务的现状,通过分析发展网上银行业务的必要性,及我国商业银行网上银行业务的经营特点,提出发展对策。

As the updated increasing important element in chancing of information technology, Internet has been an indispensible human life. For the Commercial Banks in China, developing the E- Bank Business which is significant outcome of Banking IT, an Environmental-friendless banking services, is economic. This paper starts with the profile in the status of E-Bank Business in our Commercial Banks, then analyses on the necessities of developing the E-Bank business, Finally, according to the features of E-Bank business operating situation in our Commercial Banks, and puts forward some developing strategies.