我国商业银行发展物流金融业务的风险防范研究

Risks and Countermeasures on Development of Logistics Financial Services for Commercial Banks

物流金融是现代物流与金融共同创新的一种集成式新型服务,其产生和发展离不开金融机构,在当今物流业与金融业协同发展的趋势下,这一新兴的融资模式已经成为商业银行新的利润增长点。文中从商业银行的角度出发,在对我国商业银行发展物流金融的必要性及面临的风险进行分析的基础上,提出商业银行发展物流金融服务的一些可行性对策。

Logistics finance is a co-integrated new type of service innovated by modern logistics and finance,its production and development is inseparable from financial institutions.In the joint developing trend of the industry of logistics and finance,this emerging mode of financing has become a new profit growth point for commercial banks.From the perspective of commercial banks,on the basis of analyzing the necessities and risks facing commercial banks in China for the development of the logistics finance services,proposes several countermeasures to avoid the risks.