摘要
该文首先概述了企业过度负债现象及其负面效应 ,然后研究了国有商业银行信用风险的形成机理 ,揭示了其内在原因 ,即资金不能吸收。
This article in the first place gives a generatization of the phenomenon of over liabilities in enterprises. Furthermore it makes a study on the forming mechanism of credit risk of the Chinese state owned commercial banks. It points out that the credit risk lies in the internal cause,that is the capital can not be absorbed
出处
《地质技术经济管理》
2000年第2期44-48,52,共6页
Geological Technoeconomic Management
关键词
过度负债
信用风险
信贷资金消化量
商业银行
over liabilities
credit risk
digesting quantity of credit capital
balanced limit