中国汽车保险业问题分析与对策

随着经济的快速发展和人民生活水平的提高,我国机动车保有量持续快速增长,随之机动车保险需求每年也会与汽车保有量保持同等增长速度。在我国汽车保险业快速发展的同时,也存在一些问题,如:我国汽车保险制度不够完善、汽车保险奖惩力度不够、保险体系诚信建设不够等。本文针对这些问题,提出相应对策,以利于我国汽车保险业能更好发展。

With the rapid development of the economic and the improvement of people＇s living standards,China＇s vehicle population in a sustained,rapid growth,followed by motor vehicle insurance needs every year to maintain the same growth rate of aotomobile＇s ownership.The rapid development of China＇s auto insurance industry,there are some problems,such as,China＇s automobile insurance system is not perfect,car insurance incentive is not enough,the insurance system,the integrity of the building is not enough and so on.To solve these problems,the countermeasures have proposed in order to facilitate China＇s automobile insurance industry to better development.