在国家助学贷款中高校的角色异化分析及对策探讨

On the Dissimilation of the College Role in Government-subsidized Student Loan and the Solutions

针对近年来国家助学贷款迅速发展中的高校角色异化现象进行分析,指出目前学校的责任负担过重,有悖于贷款政策中政府、银行、高校、学生各有其责的规定。要改变这种角色异化现象,必须从强化高校应有角色做起,注重完善大学生个人信用体系建设,并积极地通过试行推广生源地贷款等途径加以化解,以便使高校专注于它的人才培养教育和教学科研。

It analyzes the dissimilation of the role played by colleges and universities referring to the rapid development of government-subsidized student loans.The paper figures out that the school has been overburdened,contrary to the loan policy which says that the government,the bank,the college and the student all has responsibilities.In order to eliminate the dissimilation,the paper emphasizes to strengthen the primary role of the university,improve the personal credit system and promote the passage of locally-granted student loan.