基于农村信用体系建设的涉农经济组织和农户信用提升研究

Research on Agriculture Economic Organizations and Farmers Credit Enhancement Based on the Construction of Rural Credit System

我国涉农经济组织和农户的信用存在一些难以规避的缺陷,导致农业贷款难的困境。本文从涉农经济组织和农户信用道德建设,信用制度与法律建设,产权制度,信用环境,信用标准及信用等级评定,信用组织创新,征信和信用担保中介服务市场,农村信用管理等八个方面阐述了农村信用体系建设的基本思路,并讨论了涉农经济组织和农户的信用提升问题。

Agriculture economic organizations and farmers credit in China has some unavoidable defects that lead to the plight of agricultural loans difficult.This paper specifically elaborated the essential train for the rural credit system construction from eight aspects.They are agriculture economic organizations and farmers＇ moral construction,credit system and legal construction,property right,credit environment,credit standards and rating,credit organization innovation,credit and credit guarantee intermediary services market,and rural credit management.Furthermore,it also discussed agriculture economic organizations and farmers credit enhancement.