中小银行的财务策略:基于盈利能力视角

Financial Strategies for Small and Medium-sized Banks:A Study from the Profitability Perspective

按照可比性程度和可参照性,选择了深发展A等大致处于同一层级的8家上市中小银行2010年年报公开信息等作为样本,从盈利能力的角度进行分析,在投资、筹资、股利分配等方面提出了中小银行的财务策略,试图为中小银行的发展战略提供财务层面的支持。

According to the degree of comparableness and reference,eight small and medium-sized listed banks such as Shenzhen Development A were chosen and their 2010 annual report＇s public information were taken as samples.They were analyzed from the view of profitability,and financial strategies are given in investment,financing,dividend distribution and so on.This paper tries to provide support for the development strategy of small and medium-sized banks on a financial level.