基于租值消散理论的农业保险发展区域性差异研究

Regional Differences in the Development of Agricultural Insurance Based on Rent Dissipation Theory

农业保险能有效减少自然灾害对农业生产的影响,稳定农民收入,促进农村经济的发展。如何根据各地区农业生产状况制定出适合当地情况的政策,促进农业保险持续健康快速发展,是"十二五"规划的要求,也是目前亟待解决的问题。本文从产权经济学的租值消散理论出发,运用聚类分析的方法将全国31个省市分为三类,通过比较各地区面板模型的估计结果,对各地区农业保险的发展提出了相关建议。

Agricultural insurance plays an important role in reducing the impact of natural disasters on agricultural production, maintaining the farmers＇ income stability, and promoting rural economic development. It is not only the requirements of 12th Five-Year planning, but also a problem to be solved urgently to lay down suitable policy for the continued healthy and rapid development of agricultural insurance. This paper proceeded from the theory of rent dis- sipation in property fight economics and used the clustering method to analyze the country＇s 31 provinces and mu- nicipalities divided into three categories. By comparing the estimated results of panel models in different regions, we gave recommendations on development of agricultural insurance in different regions.