对恶意透支型信用卡诈骗罪相关问题的探讨

Discussion on Crime of Malicious Overdraft of Credit Card

恶意透支型信用卡诈骗罪是信用卡诈骗中一种比较特殊的犯罪类型,目前已经出现各种表现形式,深入分析恶意透支信用卡犯罪,并且上升到理论层面,对司法实践具有一定的指导意义。为保护金融行业的健康发展,我们结合最新司法解释,着重分析了恶意透支型信用卡诈骗犯罪的犯罪构成,在对恶意透支行为进行详细剖析的同时,对实践中存在的问题提出了相关对策,以期对司法实践有所裨益。

The crime of malicious overdraft credit card is a special case of crime of fraud.At present,there are more and more crimes of malicious overdraft credit card.The component parts of crime of malicious overdraft credit card are object,objective reality,subject and subjective desire.In order to struggle against serious crimes of malicious overdraft credit card in the economic field,we should perfect the socialist legal system and exercise a close supervision over the specialized bank from the concrete practice of judicial circle.