期刊文献+

基于投影寻踪聚类的黑龙江省农户贷款信用风险评价研究 被引量:1

下载PDF
导出
摘要 选取黑龙江省18个行政村的18个农户为研究对象,筛选出黑龙江农户贷款信用风险评价指标,构建基于遗传算法的投影寻踪聚类模型,评价此18个农户贷款信用风险情况,与此同时,得出各个影响因素的权重,结论证明,此方法能最大程度克服人工权重的影响,有利于金融组织做出正确的农户贷款信用风险评价。
出处 《产业与科技论坛》 2012年第3期98-99,共2页 Industrial & Science Tribune
  • 相关文献

参考文献3

二级参考文献21

  • 1[9]Altman E I,et al.Corporate distress diagnosis:comparisons using linear discriminant analysis and neural networks (the Italian experience)[J].Journal of Banking and Finance,1994,18:505~529.
  • 2[10]Banerjee,A.V.,and Newman,A.F.,1993:Occupational choice and the process of development.Journal of political economy,101(2),274-298.
  • 3[11]Banerjee,Besley,T.,and T.Guimmane,1994.The Neighbour's keeper:.The design of a credit cooperative with theory and a test.Quarterly Journal of Economics,409-515.
  • 4[12]Breiman L,et al.Classification and Regression Tress[A].TH Wadsworth Statistics/ probability Series,Wadsworth &Brooks/Cole Advanced Books &Software[C],Pacific Grove,CA,1984.
  • 5[13]Meyer,R.,Nagarajan,G.2001.Rural Financial Markets in Asia:Policies,Paradigms,and Performance,Oxford University Press.
  • 6[14]Meyer,Richard L.1999.Rural Financial Markets and Rural Non-Farm Enterprise Development.In Strategies for Stimulating Growth of the Rural Non-Farm Economy,edited by Steven Haggblade,Peter Hazell,and Thomas Reardon.Washington DC:International Food Policy Research Institute.
  • 7[15]Meyer,Richard L.and Geetha Nagarajan,1996."Credit Guarantee Schemes for Developing Countries:Theory,Design,and Evaluation," Report prepared for the USAID,Barents Group,Washington,D.C.
  • 8[16]Schreiner,Mark,1999,A Scoring Model of the Risk of Costly Arrears at a Microfinance Lender in Bolivia,Working paper,Center for Social Development,Washington University in St,Louis.
  • 9[17]Sharma,M.and Zeller,M.,1997,Repayment performance in group-based credit programs in Bangladesh:An empirical analysis,World Development,25(10).
  • 10中国人民银行.农村信用合作社农户小额信用贷款管理指导意见[J].中国农村信用合作,2002,(1):7-7.

共引文献40

同被引文献16

引证文献1

二级引证文献28

相关作者

内容加载中请稍等...

相关机构

内容加载中请稍等...

相关主题

内容加载中请稍等...

浏览历史

内容加载中请稍等...
;
使用帮助 返回顶部