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浅谈发起行对村镇银行的垂直风险管理 被引量:5

Vertical Risk Management from Launching Banks to Village Banks
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摘要 自《农村中小金融机构风险管理机制建设指引》(以下简称"《指引》")发布以来,中国银监会接连下发了《〈农村中小金融机构风险管理机制建设指引〉贯彻实施方案》、《关于加快发展新型农村金融机构有关事宜的通知》等文件,强调和倡导发起行对村镇银行风险机制建设的管理和指导。本文简论发起行通过"派驻村镇银行首席风险官"的制度安排,探索建立发起行对村镇银行的垂直风险管理模式,有力推进村镇银行的风险管理机制建设。
作者 刘永宁
机构地区 石嘴山银行
出处 《银行家》 北大核心 2012年第4期113-115,共3页 The Chinese Banker
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  • 1姜丽明.坚守村镇银行金融风险底线[N].经济日报,2013-10-16.
  • 2Ayyagari, Meghana~ , Demirgii~- Kunt and Asli, 2010, "Formal Versus Informal Finance: Evidence From China," The Review of Financial Studies, 23 ( 8 ), pp. 3048 - 3097.
  • 3Berger, A.N. and G. F. Udell, 2002, "Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure," The Economic Journal, 112 (477), pp. 32 -53.
  • 4Berger, A.N. and G. F. Udell, 2006, "A More Complete Conceptual Framework for SME Finance," Journal of Banking and Finance, 30 ( 11 ), pp. 2945 - 2966.
  • 5Brickley, J.A. , J. S. Linck and C. W. Smith, 2003, "Boundaries of the Firm : Evidence from the Banking Industry," Journal of Financial Economics, 70 (2), pp. 351 -383.
  • 6Chong, T. T. L. , L. Lu, and S. Ongena, 2013, "Does Banking Competition Alleviate or Worsen Credit Constraints Faced by Small - and Medium - sized Enterprises? Evidence from China," Journal of Banking and Finance, 37 (9), pp. 3412-3424.
  • 7Degryse, H. , N. Masschelein, and J. Mitchell, 2010, "Staying, Dropping, or Switching: The Impacts of Bank Mergers on Small Firms. " Review of Financial Studies, 24 (4), pp. 1102 - 1140.
  • 8Giovanni, Ferri. , 2009, "Are New Tigers Supplanting Old Mammoths in China' s Banking System? Evidence from a Sample of City Commercial Banks," Journal of Banking and Finance, 52 (33), pp. 131 - 140.
  • 9Hatice, J. , 2014, "The New Paradigm in Small and Medium - sized Enterprise Finance: Evidence from Turkish Banks," lktisatlsletmeve Finans, 29 (335), pp. 45-72.
  • 10Hertzberg, A. , J. Liberti and D. Paravisini, 2010, "Information and Incentives Inside The Firm: Evidence from Loan Officer Rotation," The Journal of Finance, 65 ( 3 ), pp. 795 - 828.

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