股票作为贷款质押物之思辨

Thinking and Debating about the Stock as Loan Pledge

本文就《中华人民共和国担保法》中关于“流通股票 (或股份 )可作为银行贷款质押物”的规定 ,着重从银行的角度阐述了股票作为贷款质押物的经济风险和政策风险 ,并提出了最大程度化解风险的措施。

According to the stipulation of 'circulation of stock (or joint stock) can be taken as the bank loan pledge'in Guarante Law in the Peoples Republic of China ,this article expoundes the risks of economy and policy as the stock was being the loan pledge especially from the banks point of view.The measures had also been put forward in order to minimize the risks to the smallest extent.