包头与呼和浩特地区GDP、人均可支配收入、人口与银行存款关系研究

A Study of the Relation between GDP,PCDI,Population and Bank Deposit of Baotou and Huhhot Region

本文从宏观角度实证研究包头和呼和浩特地区银行存款与GDP、人口和人均可支配收入之间的关系,结果表明三个因素对银行存款都有重要的影响,随着GDP和居民人均可支配收入的增加,银行存款会不断增长;人口的变动也会增加银行存款。因此,发展经济,增加居民可支配收入,保持人口合理增长和变动,才能稳定持续增加银行存款。

Through an empirical study,this paper proves the relation between Baotou and Huhhot bank deposit and GDP,population and PCDI.The outcome shows that all of these three factors have important influence on bank deposit.With the increasing of GDP and PCDI,bank deposit will increase constantly.The population change will also increase bank deposit.Therefore,only by developing economy,increasing PCDI and keeping reasonable population growth and change,can bank deposit increase steadily.