加强我国影子银行监管 防范系统性风险

Strengthening the Regulation over Shadow Banks and Safeguarding against Systemic Risks

目前影子银行已经成为影响我国金融稳定运行的一个潜在风险。虽然我国影子银行无论是构成还是运作方式特别是风险表现形式和程度与美国影子银行都有较大差别,不像美国影子银行一样成为导致金融危机的主要成因之一。但是,当前我国影子银行的不规范和无序运作,开始对我国金融健康运行构成威胁,导致潜在的系统性风险开始出现。所以,应尽早规范我国影子银行的运行规则,完善相关法律制度,促进影子银行有序运行。

Shadow banks are posing potential risks to China＇ s financial stability. Whatever in composition or operation, especially in the risk types and depth, China＇ s shadow banks are quite different from American counterparts,it contributed a lot to the breakout of financial crisis. However, the disorderly and nonstandard operation among China＇ s shadow banks poses threats to China＇ s financial health, leading potential systemic risks＇ ocurrence accordingly. Therefore,the supervision and regulation over China＇ s shadow banks should be pushed to the higher level, and the related laws and rules should also be completed to promote the orderly operation of shadow banks.