试论商业银行的经营环境

The Business Environments of Commercial Banks

商业银行的各项经营活动都受商业银行经营环境的影响,而经营环境是不断变化的。商业银行经营管理环境主要有内部环境、市场环境、外部金融环境、国际经济环境。商业银行能否适应和利用环境并及时在其经营管理上予以调整与创新,是商业银行稳健、持续发展的重要组成部分。

Business activities of commercial banks axe affected by the ever-changing business environments, including internal environ- ment, market environment, external financial environment, and international economic environment. Whether commercial banks could adapt to the environments, utilize the environments, and make adjustment and innovation on the management are the key factors for their stable and sustainable development.