3United States Government Accountability Office. Person-to-Person Lending, New Regulatory Challenges Could Emerge as the Industry Grows[R].2011.
4Dewatripont, M. and Tirole, J. , 1994. "A Theory of Debt and Equity: Diversity of Securities and Manager - Shareholder Congruence. "The Quarterly Journal of Economics. 109 (4) : 1027 - 54.
52012, "Macroeconomic Shocks and Banking Regulation. "Journal of Money, Credit and Banking. 44 (s2) : 237 - 54.
6Farhi, E. and Tirole, J. , 2009. "Leverage and the Central Banker's Put. "American Economic Review. 99 (2) :589 -93.
72012, "Collective Moral Hazard, Maturity Mismatch, and Systemic Bailouts. "American Economic Review. 102(1) : 60 -93.
8Tirolc, J. , 2012. "Overcoming Adverse Selection: How Public Intervention Can Restore Market Functio- ning. "The American Economic Review. 102( 1 ) : 29 - 59.
