20世纪30年代前期河北棉花产销合作贷款探析

The loans for cotton production and marketing cooperatives of the 1930s in Hebei province

20世纪30年代前期,棉花成为河北农村主要经济作物之一,种植面积逐年扩大。但在棉花运销过程中,中间商人往往通过压低价格,运用掺杂掺假等手段,牟取暴利。此外,因资金不足,农民往往依靠私人借贷筹集生产销售资金,又受到高利贷剥削。鉴于此,各合作指导机构开始组织棉花产销合作社,对棉花进行统一收购运销,介绍商业金融机关发放合作贷款。在有效的贷款担保与相关制度保障之下,商业金融与棉花生产运销实现了良性结合,为棉花产销合作事业的发展提供了充足的资金保障,保障了农民利益。

In the early 1930s, cotton is one of the main economic crops of Hebei province. But in the process of sales, the in-between businessmen lower the price, put in impurities to earn huge profits. What is worse, farmers are short of financial supports for their own direct transactions. Likewise, the cooperative institutes begin to involve in the cotton production and marketing operations with effective loans.