农村资金互助社内部制度设计与评价——基于江苏某社的实例分析

A Rural Mutual Cooperative Interior Design and Evaluation——A case analysis based on Jiangsu Club

从农村资金互助社的比较优势出发,设计了农村资金互助社内部制度框架,包含五方面:"三会"制度、共同纽带制度、连带责任制度、问责制度以及财务和管理者制度。就目前来看,很多农村资金互助社都存在着社员参与度低、缺乏民主管理等问题,这在很大程度上是由政府的不恰当干预造成的。因此,规范农村资金互助社的内部制度需要政府更好地定位自身角色。

From the rural credit union funds to compare an advantage to set out, it designs a rural mutual cooperative internal institutional framework and contains five aspects：three system, the common link system, the joint and several liability, accountability system as well as the financial and management system. At present, a lot of rural mutual cooperatives which are members in degree low, the lack of democratic management and other issues, which caused a large extent by the government＇s improper intervention. Accordingly, normative rural mutual cooperatives internal system needs the government to better orient ones own role.