摘要
银行贷款不只是给高校提供了资金,促进了高校的快速发展,它如一把双刃剑,给高校带来利益的同时也给高校带来了巨大的财务风险。阐述了高校贷款产生的原因,分析了高校贷款存在的风险,最后针对这些问题,从政府、高校和商业银行三个方面提出风险防范与化解措施。
The bank loan did not just provide funds for universities to promote their rapid develop- ment, it was a double-edged sword, while brought benefit to the university but also caused a huge fi- nancial risk. The paper explained the causes of the university loan, analyzed loan risks of universities, and finally put forward risk prevention and countermeasures from three aspects of government, univer sities and commercial banks, aiming at these problems.
出处
《福建行政学院学报》
2012年第2期95-100,共6页
Journal of Fujian Administration Institute
关键词
高校贷款
风险
防范
Loans of universities
Risk
Prevention
