美国联邦退休金制度:变迁、管理、启示

American Federation Retirement Pension:Variance,Management and Inspiration

美国联邦退休金制度形成于20世纪60年代,目前已成为美国养老保险体系的一个重要支柱,其在资金筹集与运营、退休金计发以及管理责任分担方面的制度安排,启示着我国养老保险制度建设必将是一个渐进而复杂的过程。在这一过程中,养老保险的覆盖范围需不断扩大,养老保险基金运营需科学、规范,并要强化地方政府在养老保险管理中的主体责任。

American federation retirement pension was formed in the 60＇ s of 20th Century. Nowadays, it has become an important pole in the American pension system. Its some system arrangements such as fund action,retirement account and manage- ment tell us that it is a gradual profiess of Chinese pension construction. In this process,we should enlarge the overlay range and make a scientific fund action project, moreover,we should strengthen the main body responsibility of local government.