我国农村金融问题及法律规制

China's Rural Financial and Legal Regulation

构建和谐社会和建设社会主义新农村的战略方针,将"三农问题"摆在了现代化发展的最前沿。本文分析了我国农村金融立法的现状及存在的问题,并结合国外农村立法的经验,提出在我国应构建农村正规金融与非正规融资相结合的金融架构形式。在完善农村金融法律制度建设过程中,应走综合立法与分业立法相结合的道路。我国农村金融市场应尽快实现稳定发展,竞争适度的局面。

Strategic approach to building a harmonious society and building a new socialist countryside,the ＂three rural issues＂ was placed in the forefront of modern development.This paper analyzes the current situation and existing problems of China＇s rural financial legislation,combined with the experience of foreign rural legislation and proposed financial architecture should be to build a combination of informal finance in rural areas and non-formal financing in the form in our country.In the construction process to improve the rural financial legal system,take the road of combining legislation and sub-industry legislation.China＇s rural financial market should achieve the stable development of moderate and competitive situation,as soon as possible.