我国农村小额信贷机构可持续发展问题研究——以功效系数法为模型

A Research on the Sustainable Development of China's Rural Small-credit Institutions——Taking Efficacy Coefficient Method as a Model

在我国农村小额信贷机构快速发展的背景下,文章对我国农村小额信贷机构可持续发展问题进行了一些探讨。在介绍了农村小额信贷机构可持续发展的含义的基础上,利用功效系数法对我国部分农村小额信贷机构可持续发展能力进行了实证研究,从中发现了我国农村小额信贷机构在可持续发展方面所面临及出现的问题,再结合我国农村小额信贷的实际,就实现我国农村小额信贷机构可持续发展提出了相应的对策。

China＇ s rural small -credit institutions develop fast, and the thesis has had a study on the sustain- able development of them. The thesis explains the signification of the sustainable development of the rural small - credit institutions, based on which and with an efficient evaluation method - efficacy coefficient method, it carries out an empirical study on some of China＇ s rural credit institutions in their sustainable development, and finds out the problems with the development. Then, connecting with the current situation of China＇ s rural small - credit institutions, the thesis puts forward some countermeasures for obtaining the sustainable development of them.