巴塞尔协议Ⅲ的变革及其影响分析

On the Analysis of the Changes and Influence about Basel Ⅲ

次贷危机后各国监管当局对巴塞尔协议Ⅱ暴露的问题纷纷提出了改进意见,短短两年内催生了巴塞尔协议Ⅲ的诞生。对巴塞尔协议Ⅲ改变内容及分阶段实施安排进行了归纳,并就巴塞尔协议Ⅲ将来对全球商业银行经营与管理以及经济的影响进行了详细分析,各国银行应在详细分析新资本协议基础上实时调整发展战略以应对未来几年新协议的实施。

Since the outbreak of the sub - prime mortgage crisis, the national regulatory authorities proposed improvements in the problems exposed by Basel Ⅱ, and gave birth to the birth of the Basel Ⅲ in two short years. This article introduce the content that Ba- sel Ⅲ have changed and the phased implementation of arrangements and analyze the economic impact on the operation and management of the global commercial banks. The national banks should have a detailed analysis of Basel Ⅲ, and then adjust their development strategies to cope with the implementation of the new agreement in the next few years.