6Avery, R. B. ,T. M. Belton, and M. A. Goldberg, 1988, “ Market Discipline in Regulating Bank Risk: New Evidence from the Capital Markets”, Journal of Money, Credit and Banking 11:547 - 610.
7BCBS,2004,“International Convergence of Capital Measurement and Capital Standards: a Revised Framework (Basel Ⅱ)” ,Basel Committee on Banking Supervision,Basel.
8Benink and Wihlborg,2002,“ The New Base Capital Accord: Making it Effective with Stronger Market Discipline”, European Financial Management 8( 1 ) :103 - 115.
9Black F. , and Cox, J. C. , 1976, “Valuing Corporate Securities: Some Effects of Bond Indenture Provisions”, Journal of Finance 31 (2) :351 - 367.
10Black F. , and Scholes, M. , 1973, "The Pricing of Options and Corporate Liabilities", Journal of Political Economy 81 ( 3 ) : 637 - 654.