我国私人银行业务发展的现状、问题及对策研究

Research on Status,Problems and Countermeasure of China's Private Banking Business

本文在分析私人银行特点的基础上,详细探讨私人银行在我国发展的必要性和紧迫性.通过对我国私人银行业务发展的现状进行分类描述,借以探讨我国私人银行业务发展的瓶颈:环境因素受限多、制度因素不健全、银行相关业务发展滞后。最后,结合我国实际情况,从发展环境和银行业综合素质两方面提出相关策略和建议。

Based on the characteristics of Private Banking,analysing the necessity and urgency of Private Banking Business’s development in China.Further,by making description of status of China’s Private Banking Business,in order to dicuss its development bottleneck,including environmental factors,institutional factor and the level of bandking business and so on.At last,making strategies and recommendations from policy environment and overall quality of banking industry.