我国小额贷款在受艾滋病影响家庭中的应用

The application of microfinance among HIV-affected families In China

受艾滋病影响的家庭通常受到经济困难和社会歧视的双重打击。小额贷款作为一种特殊形式的生产自救,有助于改善感染者家庭的经济状况,提高生活质量并重返社会。文章综述了小额贷款的分类及实施模式,在受艾滋病影响人群中的应用,对其和家庭产生的影响,存在的问题,并对进一步实施小额贷款提出了建议,对受艾滋病影响人群开展关怀救助具有重要意义。

The families affected by HIV/AIDS usually suffer both economic deterioration and social discrimination. As a special form of assistance in self-production, microfinance contributes to improvement of economic situation, life quality and the social inclusion of HIV-infected individuals. This article summarizes classification and im- plemention model of microfinance, the application of microfinance among HIV-affected populations, its impact on these individuals and their families, current problems, and further implementation recommendations. It is of great significance to carry out care and assistance for the people who are affected by HIV.