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Insurance ratemaking method for risk of construction diversion project

Insurance ratemaking method for risk of construction diversion project
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摘要 Based on analyzing risk factors of diversion project,synthetic risk rate and engineering insurance period,the frequency and distribution law of loss are researched on the grounds that foundation pit is submerged after diversion project ceases to be effective.And then,the standpoint that these total loss is subject to non-homogeneous compound Poisson processes is put forward.Furthermore,the collective risk model of the total loss about engineering insurance is established on the basis of construction diversion project risk.Ultimately,insurance ratemaking method for construction engineering risk and its mathematical expression are presented,which provides theoretical method for the insurance ratemaking of hydropower engineering to some extent. Based on analyzing risk factors of diversion project, synthetic risk rate and engineering insurance period, the frequency and distribution law of loss are researched on the grounds that foundation pit is submerged after diversion project ceases to be effective. And then, the standpoint that these total loss is subject to non-homogeneous compound Poisson processes is put forward. Furthermore, the collective risk model of the total loss about engineering insurance is established on the basis of construction diversion project risk. Ultimately, insurance ratemaking method for construction engineering risk and its mathematical expression are presented, which provides theoretical method for the insurance ratemaking of hydropower engineering to some extent.
出处 《Engineering Sciences》 EI 2012年第2期90-96,共7页 中国工程科学(英文版)
基金 Project of the National Eleventh Five-year Research Program of China (No.2008BAB29B02) National Natural Science Foundation of China(No.51079115)
关键词 工程保险 工程风险 施工导流 厘定 复合泊松过程 引水工程 综合风险率 数学表达式 diversion risk engineering insurance insurance premium non-homogeneous compound Poisson processes
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