我国中小企业融资难原因及对策分析

Causes and Countermeasures on Financing of SMEs

我国中小企业融资现阶段普遍面临融资难的问题,主要原因是政府扶持力度不够,银行信贷投向不合理,担保制度不健全,以及中小企业自身的各方面问题。帮助中小企业走出融资难困境,必须要加强政策支持,改革现有金融体制,完善企业内部治理结构。

Most of SMEs in our country face the problem of financing.Solving this problem is necessary to strengthen policy support,reform the existing financial system,and improve their internal governance structure.