基于全球视角的中国金融发展指数研究

China Financial Development Index;From Global Perspective

本文从全球视角构建中国金融发展指标,选取全球范围内最重要的57个金融系统所在国为对比样本,基于金融政策与机构环境、商业环境、银行金融服务和金融市场四个方面构建我国新的金融发展水平指数,并运用该指数分析金融发展过程中存在的结构性问题。研究结果表明,我国金融政策与机构环境处于良好水平,商业环境位于世界前列,但是金融发展的法律体系建设存在缺失和漏洞;尽管银行规模与金融服务水平呈现上升趋势,但创新性不足,盈利水平偏低;金融市场发展相对落后,从规模、时间和数量上看,股票市场和债券市场发展均有大幅提升空间。

Based on the global comparisons with 57 selected countries in terms of financial policy and institution- al environment, business environment, banking services and financial markets, this paper constructs a new fi- nancial development index for China. Then we analyze the structural problems of financial development of China and find that the financial policy and institutional environment and business environment in China are at a high level, but the financial law system construction, financial innovations, and financial market development still have a significant room for improvement.