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OECD《金融消费者保护的高级原则》述评及启示 被引量:1

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摘要 对OECD《金融消费者保护的高级原则》起草的背景、原则和主要内容进行分析述评,并结合我国金融消费者保护的监管目标、法律体系、救济途径等方面存在的问题,针对性地提出一些建议。
出处 《金融理论与实践》 CSSCI 北大核心 2012年第7期96-99,共4页 Financial Theory and Practice
基金 教育部人文社会科学重点研究基地重大项目<中国金融发展中的创新与监管问题研究>(项目批准号:10JJD790011)的资助
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  • 1吴弘,徐振.金融消费者保护的法理探析[J].东方法学,2009(5):13-22. 被引量:171
  • 2王靖琳.金融消费者保护职能及我国金融监管制度的完善[J].福建金融,2006(3):7-10. 被引量:41
  • 3H.R.4173,The Wall Street Reform and Consumer Protection Act of 2009.http://thomas.loc.gov/cgi-bin/query/zc111:H.R.4173.
  • 4Financial Regulatory Reform:A New Foundation.http://financialstability.gov/docs/regs/FinalReport_web.pdf.
  • 5Ben S.Bernanke,Financial Innovation and Consumer Protection.http://www.federalreserve.gov/newsevents/speech/bernanke20090417a.htm2007.
  • 6Federal Reserve Operations,95th Annual Report,2008.http://www.federalreserve.gov/boarddocs/RptCongress/annual08/pdf/fro.pdf.
  • 7press release,"Board Issues Final Rule Amending Home Mortgage Provisions of RegulationZ"(July 14,2008).www.federalreserve.gov/newsevents/press/bcreg/20080714a.htm.
  • 8press release,"Federal Reserve proposes significant changes to Regulation Z(Truth in Lending)intended to.improve the disclosures consumers receive in connection with closed-end mortgages and home-equity lines of credit"(July 23,2009).http://www.federalreserve.gov/newsevents/press/bcreg/20090723a.htm.
  • 9press release,"Federal Reserve announces final roles prohibiting institutions from charging fees for overdrafts.on ATM and one-time debit card transactions"http://www.federalreserve.gov/newsevents/press/bcreg/20091112a.htm,(November 12,2009).
  • 10Survey:Americans Want Consumer Agency For Financial Products And Services,Consumer Affairs.com,Sept.11,2009.

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