金融服务产业集群形成机理研究综述

Research Review on Formation Mechanism of Financial Service Industry Cluster

对金融服务产业集群与金融服务产业集聚和金融中心进行了概念上的区别,据此提出金融服务产业集群的概念。依据规模经济理论、区位论、地理经济学理论等,分析并总结了金融服务产业集群形成的主要因素,指出降低成本是金融服务产业集群形成的内在要求,创新是金融服务产业集群形成的动力,地理因素是金融服务产业集群形成的重要因素。

This paper distinguishes financial service industry cluster with financial service industry aggregation and financial center. Hereby, it presents the concept of financial service industry cluster. Based on the scale economy theory,the location theory and the geo-economy theory,it analyzes and summaries the main determinant of formation of financial service industry cluster,and points out that cost is the inherent require- ment,and innovation is the dynamic,and the geography element is the significant factor.