日本金融ADR制度:发展与评价

The Japanese Financial ADR Mechanism: Development and Assessment

为了保护金融消费者的利益,日本建立了中立、公正、有效、便利的金融ADR制度。该制度以解决金融消费者与金融机构间的具体金融纠纷为中心,提高了金融消费者对整个金融市场的信赖程度,增强了资本市场的活力。作为拓展金融纠纷解决方式的一种尝试,日本金融ADR制度将为我国相关领域的研究与立法提供有益参考。

Japan has established a neutral, just, effective and convenient financial ADR mechanism to protect the interests of the financial consumers. This mechanism focuses on settling the disputes between financial con- sumers and financial institutions. It improves the financial consumers＇trust on the financial system and thus in- vigorates the capital markets. As a tentative settlement of financial disputes, the Japanese financial ADR mechanism has important implications for China.