个人限额制度背景下分拆结售汇“关注名单”管理效果分析及完善对策

Role of Attention List in Detaching Individual Settlement and Sale of Foreign Exchange under the Background of Individual Quota System

随着个人外汇收支规模不断扩大和电子银行的迅速普及发展。近年来,规避限额管理个人分拆结售汇案件频发,影响了外汇管理法规实施的有效性。为进一步加强个人结售汇管理,维护正常外汇市场秩序,国家对个人分拆结售汇实行"关注名单"管理。本文针对"关注名单"管理效果及完善建议进行分析与探究,并提出相关建议。

With the expansion of individual foreign exchange and rapid popularization of electronic bank, in recent years, the cases of detaching individual settlement and sale of foreign exchange to evade the quota management have frequently happened, which affects the validity of foreign exchange administration. To further strengthen the administration of individual settlement and sale of foreign exchange, maintain a normal order of foreign exchange market, the SAFE introduced attention list for individual detaching settlement and sale of foreign exchange. The paper analyzes the management effect and puts forward suggestions.