中海财务公司全面风险管理体系建设中的创新研究

Innovation in Development of the Overall Risk Management System for China Shipping Finance Company

作为肩负集团资金管理和结算重任的非银行金融机构，中海财务公司在保障中海集团资金安全和效益方面发挥着举足轻重的作用。公司成立以来，坚持审慎经营的原则，强化全面风险管理，在管理理念、机构设置、人力资源、制度建设和工作方法等多方面注重引入创新机制，并构建了具有中海特色的财务风险管理体系。在风险管理体系的建设过程中，逐步探索出切合自身实际，有利于可持续发展的风险管理之路。

As the non--bank financial institution, responsible for working capital management and settlement of the group, Chi- na Shipping Finance Company plays an important role in capital security and efficiency. Following prudent management princi- ple, the company has stressed overall risk management and introduced innovative concepts into the management, organization, human resource management, regulations and operation procedures and set up the risk management system special for the com- pany. Valuable experience gained in the practical work.