我国绿色信贷的发展现状与对策

The current situation of the development of china green credit and countermeasures

绿色信贷作为国家宏观调控政策的一个重要组成部分,是全面贯彻科学发展观,实现可持续发展,履行银行社会责任,提高银行经营绩效和竞争力的重要措施。文章通过分析当前我国实施绿色信贷政策的重要性和必要性以及绿色信贷在我国商业银行的发展情况,指出我国绿色信贷存在的问题与发展障碍,并对此提出改进建议和发展策略。

Green credit policy as an vital part of national macro-control,is an important measure to fully implement the scientific concept of development,achieve sustainable development,fulfill social responsibility,improve banking performance and competitiveness.This article points out that china’s green credit practice still exist many problems and obstacles through the analysis of green credit ’s development in commercial banks of china,and make recommendations for improvement.