商业银行履行司法查询义务的问题与对策

Problems of Commercial Banks' Fulfilling Obligations on Judicial Inquiry and Its Countermeasures

银行工作人员保密意识不强、银行内控制度和自身利益的考虑导致银行协助侦查机关司法查询时配合不主动,影响了司法查询执行和保密性。银行业机构应加强学习法律法规,设立专门机构和人员配合司法查询,改进银行业机构计算机系统的查询功能,侦查机关要遵循商业银行的相关制度,加强与银行工作人员沟通。

The staff＇s weak security consciousness,internal control system and self-interest concerns result in commercial banks＇ not volunteering coordination with investigation organ＇s judicial inquiry,influencing the enforcement and security of judicial inquiry.As banking industries strengthen rules-and-regulations study,establish the specialize sector and personnel and perfect the query of computer system in its industry to act with judicial inquiry,investigation organ should followed relative rules of commercial banks and promote communication with the bank staffs.