民办学校资金来源及债务情况调查

Research Report on Funding Sources and Debt of Non-government Schools

调研表明,当前民办学校的平均负债率在10%左右,运行资金及债务问题总体上处于可控范围。相对而言,部分民办高校的负债务率较高。导致这一状况的原因涉及到前期投入资金多、近年生源持续下降、后期投入标准提升、银行信贷困难等诸多因素。本文建议允许民办学校用非教学资产作抵押和学费收费权作质押向银行申请贷款,并通过成立担保公司、经费补助、自主招生、适当放开收费、建立危机预警机制等多渠道解决民办学校的融资和债务难题。

The research indicates that the average debt ratio of non-government schools is around 10% and the problem of lacking operating funds and debt are still under control. However, the debt ratio of some non-government high schools is relatively high. The reasons of higher debt ratio include too much initial investment, the continuous decline of enrollment, redundant post-investment and shortage of bank loan, etc. Advices for non-government schools to resolve financing and debt problems include permitting non-government schools to get mortgages on assets which are not used for teaching and the tuition fee right and utilizing multiple financing channels such as establishing surety companies, offering financial support, recruiting independently, permitting flexible charging and setting up crisis-warning system.