摘要
TO条款对中国银行业存在着有利与不利之处 ,其对中国银行业最不利之处当属有关市场准入和国民待遇的条款 ,前者要求东道国开放本国市场并取消垄断经营 ;后者要求东道国对外国居民在其境内的商业行为给予相当其国内居民一样的待遇 ,这会使相对缺乏竞争优势的中国银行业处于不利的地位 ,但WTO也对象中国这样的发展中国家提供了一些特殊待遇 ,如少放宽一些类型的交易、允许适当补贴等。针对WTO的冲击 ,在充分利用其有利条款的基础上 ,推进专业银行的企业化进程 ,加大银行业的兼并重组力度是抵御WTO对我国银行业冲击的有效措施。
Some of the WTO clauses, such as market-entering qualification and national treatment clauses, which ask for the host country to cancel monopoly and treat foreigner the same as its habitant in business, may have negative effect on Chinese banking operation. While WTO also give some special preferential treatments, such as the permission of delaying in opening certain business field, to the developing countries like China.So in order to relaxing the attack of WTO, China should reform its management system of its national banks and encourage the merging of commercial banks while making full use of those preferential clauses of WTO.
关键词
WTO条款
市场准入
国民待遇
最惠国待遇
经营管理体制
WTO clauses
market-entering permission
national treatment
most havored national treatment
system of management and administration
