刑法规制非法集资限度问题研究

On Extent of Criminal Regulation for Illegal Fund-Raising

从我国现行金融体系的缺陷和集资参与人的积极促成这两个非法集资的主要成因来看,我们对非法集资的刑法规制明显"过度"了。因此,亟需合理确定刑法规制非法集资的限度。鉴于非法集资行为主要涉及非法吸收公众存款罪和集资诈骗罪,只有对这两个犯罪的适用进行合理限定,才能把握好刑法规制非法集资之限度,也才能为民间融资的合法化预留空间。

From the view of the defects of our financial system and actively contribution by fund- raising participant, which are the two main causes of illegal fund-raising, we regulated the behavior of illegal fund-raising strictly. Therefore, it＇s the time to determine the extent of criminal regulation for illegal fund-raising reasonably. Only to restrict to apply the crime of iUegal pooling of public de- posits and the crime of fraudulent fund-raising , which mainly related to the behaviour of illegal fund-raising, can we grasp the extent of criminal regulation for illegal fund-raising, and reserve space for the legalization of non-governmental financing.