2Cressy and Bobert. Are Business Startups Debt-Rationed? Economic Journal, 1996,106,1253-1270
3Cosh, A. and A. Hughes. Size,Financial Structure and Profitability, in A. Hughes, and D. J. Storey (eds),Finance and the Small Firm(London: Routledge), 1994,18-63.
4Gallo,M. A. ,J. Tapies and K. Cappuyns. Camparison of Family and Nonfamily Business: Financial Logic and Personal Preferences, Family Business Review, 2004,17 : 303-318.
5Hamilton,R. T. and M. A. Fox. The Financing Preferences of Small Firm Owners, International Journal of Entrepreneurial Behaviors & Research, 1998,4,239-254.
6Hall, G. C. , P. J. Hutchinson and N. Michaelas. Determinants of the Capital Structures of European SMEs,Journal of Buisness Finance & Accounting,2004,31(5),711-728.
7Levenson,A. R. and K. L. Willard. Do Firms Get the Financing they Want? Measuring Credit Rationing Experienced by Small Business in the US, Small Business Economics, 2000,14,83-97.
8Mallick,R. and A. Chakraborty. Credit Gap in Small Business: Some New Evidence, 2002, Working Paper from Ecompapers.
9Myers,S. G. The Capital Structure Puzzle,The Journal of Finance,1984,39(3):575-592.
10Petersen,M. A. and R. G. Rajan. The Benefits of Lending Relationships: Evidence from Small Business Data, The Journal of Finance, 1994, XLIX,3-37.
