论票据诈骗罪与集资诈骗罪的准确定性——从一类刑事疑难案件谈起

On the Accurate Determination of the Nature of Bill Fraud Crime and Fraudulent Fund-raising Crime ——Talking from a Type of Criminal Hard Cases

以承诺给予高息、工程等好处为借口从特定受害人处吸收大量存款,然后勾结银行工作人员更换特定受害人留在银行的验证资料并伪造取款票证将款项取走的行为,应当定性为票据诈骗罪。对票据诈骗罪的理解要建立在对票据这一犯罪工具和非法集资行为实质内涵的正确解读基础上。对此类案件中银行工作人员和相关存款企业及其工作人员的责任应具体分析,票据诈骗罪与伪造、变造金融票证罪的罪数问题值得重视。刑法是科学,任何个罪的定性都应摒弃刑法工具论的倾向。

The act,that takes the promise of high interests and projects as excuses to obtain a great deal of deposits from specific victims,and then colludes with bank staff to change the verifying documents left by the victims in the bank,forge the bill of drawing money and draw the money by the end,should be determined as the crime of bill fraud.The understanding of this crime has to be set up on the foundation of correctly analyzing bill,the tool of crime,and the actual meaning of the crime of fraudulent fund raising.In these crimes,the responsibility of the bank staff,the concerned companies and their employees should be analyzed respectively.The number of crimes in the bill fraud crime and forging and changing financial bill crime are worth being paid attention.Criminal law is a science and any crime’s determination should be done without the tendency of the theory of instrumental criminal law.