退休人员医疗费用与基金支付风险

Analysis of Retirees Medical Costs and Fund Risks

2011年,秦皇岛市退休人员医疗费用人均年统筹基金支付2407元,在职人员为643元,退休人员等于在职人员的3.7倍。扩大覆盖面、改善参保人员的年龄结构,加强基金管理、确保应收尽收,建立合理的就医导向等是应对老龄化的治本之道。

In 2011, as a whole fund pays medical treatment of Qinhuangdao＇s per retiree and everyone on staff every year expends 2407 and 643 yuan. The former is the latter 3.7 times as much. In order to cope with the ageing problem, we must take the following measures： expand coverage, improve the age structure of the insured, strengthen fund administration, ensure collecting all due taxes, establish the reasonable medical guide and so on.