我国农村金融服务体系发展的瓶颈及对策研究

The Bottlenecks of Chinaese Rural Financial Service System and Its Countermeasures

文章首先研究了我国农村金融服务体系的发展现状,总结出制约农村金融体系发展的"瓶颈",主要表现为对金融消费者权益保护不足、服务方式单一、服务水平低下、金融生态遭到破坏等。为突破这些"瓶颈",从消费者权益保护、优化机制、整合职能、深化创新、构建生态等方面提出解决对策和建议。

From the current development of Chinaese rural financial service system, the article sums up the bottlenecks which hinder the development of rural financial system. The bottlenecks are protecting the finan- cial interests of consumers, single service mode, lower level of financial and ecological destruction. Countermea- sures and suggestions such as consumer protection, optimized mechanism, integrated functions, innovation and building financial ecology are proposed to break through these bottlenecks.