基于物联网印章的银行支票交易系统

Study on bank check transaction system based on IOT seal

利用假冒印章及盗用印章进行非法支票交易的经济犯罪对正常的金融秩序构成极大威胁,为了解决银行支票交易过程中的潜在风险,提出了一种基于物联网印章技术的银行支票交易系统解决方案。该方案采用物联网技术对印章的使用进行实时监控,并采用AES加密算法对印章、支票等业务信息进行加密,最后在银行端进行解密验证业务。结果表明,本方案能有效防止利用假冒印章及盗用印章来进行非法支票交易活动,可为银行支票交易安全提供保障。

Using counterfeit or stolen seals to carry out illcgall check transactions poses a great threat to the normal function of the financial order. In order to avoid the potential risks in the process of bank check transaction, the paper proposes a solution that is based on the seal of the Internet of Things （IOT） technology. In the paper, IOT technology is used to monitor the seal usage in a real-time manner, AES encryption algorithm is taken to encrypt the service information, including seals, checks, etc and decryption is implemented at the bank side. Results show that the proposed solution can effectively avoid using counterfeit or stolen seals to carry out illegall check transactions, which offers protection for the safety of bank cheek transactions.