建立和完善担保公司运营中的法律规范体系

Legal Operation Norms of Guarantee Company

近年来担保公司为中小企业金融信贷担保中存在的问题越来越明显,程序违法、资不抵债、变相融资和高额借贷等原因造成的担保公司倒闭和破产皆有发生,给中小企业和人民群众的经济财产造成了直接或间接损失。建立和完善担保公司在担保运营中的法律规范体系,有效监督和保证担保公司在担保中的规范运营,是当前需要研究和探讨的问题。

Problems existing in the process of Guarantee company＇ s vouching for the financial credit of small and medium - sized enterprises are becoming more and more prominent： violations of procedure law, in - solvency, bankruptcy resulted from covert financing and huge loans, etc. These bring economic sufferings to the companies and the masses. A legal system of guarantee company＇ s operation should be established to supervise and make sure that the guarantee company can operate in regulation.