我国天气保险业应对气象灾害的长远发展策略研究

Research on Long-term Development Strategy to Deal with Meteorological Disasters for China's Weather Insurance

依据我国近年来气象灾害状况的数据统计显示,长期的异常气候事件将更频繁发生且损失程度增加,这将直接考验保险业的风险承担及应变能力。为应对气候变迁所致影响,保险业可投入资源研究气候变迁及碳排放权、后期清洁技术、可再生能源和其它温室气体缓解的技术相关保险项目,以协助个人及企业进行气候风险管理。

According to the data statistics of China＇s meteorological disaster status in recent years, the long-term abnormal climate event occurs more frequently and increases the loss degree, which will directly test risk and resilience of insurance. In order to deal with impact caused by climate change, the insurance industry can invest resource to study related technical insurance programs of climate change and carbon emissions, later clean technology, renewable energy and other greenhouse gas mitigation, to assist individuals and business to conduct climate risk management.