摘要
绿色信贷对于实现经济的可持续发展具有重要的意义,是现代金融发展的一个重要趋势,然而,我国目前在绿色信贷制度方面尚存在诸多问题,有关绿色信贷制度的法律理念、法律主体、业务管理、信息共享和责任制度等方面均存在进一步完善的空间。为更好地发挥绿色信贷对经济可持续发展的作用,我们必须树立绿色信贷制度可持续发展的法律理念、明确政府、政策性银行和商业银行的绿色信贷法律主体地位、不断推进银行贷款管理制度创新、形成完善的信息交流与沟通法律机制并建立健全绿色信贷法律责任制度。
Green credit is of great significance for the development of the sustainable economics and it has been an important modern trend in financial development.However,there are many problems in our present legal system of the green credit.Some improvement measures and direction must be put forward about the legal concept of green credit,legal subjects,business management,information sharing and liability system.In order to better play the role of the green credit for the development of the sustainable economics,we must set sustainable development concept of green legal,make it clear that government,policy banks and commercial banks are the main body of the green credit,continue to promote innovation in bank loan management system,form a sound legal framework for information exchange and communication,and establish a sound system of green credit liability.
出处
《特区经济》
2012年第8期230-232,共3页
Special Zone Economy
基金
吉林省社科规划研究成果之一(项目编号:2012BS53)
关键词
绿色信贷
法律制度
责任制度
Green credit
Legal system
Liability system