金融监管体制选择:国际比较、良好原则与借鉴

The Choice of Financial Regulatory Architectures:International Comparisons,Sound Principles and Implications

金融监管体制的选择是一个备受争议的问题。国际金融危机以来,美欧等国陆续出台了一些金融监管体制改革措施。如何正确解读和借鉴相关国家的改革经验?对于美欧的监管体制改革,我国是亦步亦趋还是有选择地借鉴?我国金融监管改革的重点在于机构变更还是专业化与能力建设等深层次改革?本文试图对上述问题进行有益的探索。

Since the outbreak of the international financial crisis, the choice of financial regulatory architecture has become the focus of debate in the academic and policy community. This paper compares the advantages and disadvantages of four types of international financial regulation patterns in a comprehensive way. Ten basic principles of the choice of the financial regulatory architecture are summarized. This paper assesses China＇s current financial regulatory architecture. It is generally matched with the development stage of China＇s financial system. In the short and medium run, the major tasks of China＇s financial supervision reform are to further enhance its professionalism and effectiveness, and substantially improve the coordination mechanism of financial regulation.