浅议商业银行个人业务风险内控形势及应对措施

Discussion of Commercial Banks’Personal Business Risk Situation and Internal Control Measures

随着国际金融危机驱动全球经济衰退,银行的个人业务风险也呈现出多样、复杂的特点。本文从当前的个人银行风险形势入手,从风险文化、内控机制、流程整理等角度,论述了商业银行个人业务风险控制的精细化应对措施。

Along with the international financial crisis driving global economic recession, the bank＇ s personal business risk also presents the diverse, complex characteristics. This article analyzes the current situation of the per- sonal bank risk, and discusses the commercial bank individual business risk control measures of the company from risk culture, internal control mechanism, and process arrangement.